Now in early access

Know where you stand, without looking.

Penny checks your balance every day and sends it straight to you. Pick your time, pick your channel. Just open your phone and it's there.

All major banksRead-only access
Penny the Elephant

Built to be invisible.

Penny stays out of your way until it's time for your daily update. No dashboards to check, no apps to open.

Bank logo
Monzo: £1,240.00
Bank logo
Lloyds: £450.50
Bank logo
HSBC: £8,930.22

Passive Visibility

Connect your account once, and Penny sends your balance straight to you.

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Your Schedule

Choose when you want your updates. Morning coffee? End of day? You decide.

Inbox
P

Penny

8:00 AM

Daily Update - 4 Accounts

Balance: £5,812.44 · Change: -£42.50 since yesterday

Multi-Channel

Get your balance via email or Discord (with more coming soon). Use one channel, or all of them.

Secure & Private

Bank-level security with Open Banking. We never see your credentials.

Three steps to financial peace of mind

No complicated setup, no learning curve. Get started in under two minutes.

01

Connect your bank

Securely link your UK bank account using Open Banking. Read-only access means your money stays safe.

02

Choose your channel

Pick where and when you want your updates: Discord or email, with other channels coming soon

03

Relax and stay informed

That's it. Penny sends your balance daily. You'll see your total, each account, and any changes.

FAQs

No.

Penny never sees your bank details. Penny uses a third-party provider, GoCardless, to connect to your chosen bank which receives account information via the bank's PSD2 APIs.

For more information, see Bank Account Data API.